Big Brother or Big Benefit? State Farm Can Use Ford Sync To Monitor Your Mileage

Do you drive a Ford or Lincoln vehicle equipped with the Sync connectivity system? You may soon be able to save money on your State Farm car insurance policy. The insurer has partnered with Ford to gather mileage information from the Vehicle Health Report feature of Sync, which could allow drivers enrolled in State Farm’s Drive Safe &Save program to see a 40-percent reduction in their insurance premiums.

State Farm already offers its Drive Safe & Save program for General Motors vehicles equipped with OnStar, or any vehicle equipped with the aftermarket OnStar FMV mirror. Drivers who enroll for the program automatically save five percent on their insurance premiums. On top of that, those who drive fewer than 1000 miles per month (or 12,000 miles annually) can see further savings — as much as 40 percent for customers who drive fewer than 1000 miles a year. The rate reduction comes becomes State Farm believes drivers who cover fewer miles each year are less likely to have an auto accident.

The partnership with Ford means a huge number of new customers can enroll in the Drive Safe & Save program, as Ford estimates there are more than four million cars on the road equipped with Sync. Vehicle Health Report is a free service that lets vehicle owners see the status of their car, including notifications when services are needed. For the Drive Safe & Save program, Sync will automatically forward enrolled drivers’ odometer readings to State Farm each time the insurance policy is renewed, allowing their driving habits to be determined.

The Drive Safe and Save program is currently only offered in certain states. The partnership with Ford Sync will launch in Utah later this year, and will eventually become available in other states.

Would you let an insurance company keep tabs on your driving habits in order to whittle down your premium? Tell us by way of the poll below.

Sources: Ford, State Farm

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