The Ex-Wall Streeter's Guide to Recession Rides

Instead of: a 2009 Maserati Quattroporte, consider: a 2009 Jaguar XF

"Maserati" is just about the sexiest-sounding name in the auto business, but "Jaguar" is not far behind - provided you stick with the two-syllable, American, pronunciation (jag-whar) and forego the too-pretentious, three-syllable, home-country variation (jag-u-ar). The Maserati Quattroporte also offers the seductive purr of a Ferrari-tuned V-8, gorgeous leather inside, and languid styling that may be the most shapely to grace a four-door sedan. Jaguar's XF, however, is pretty low, sleek, and head-turning in its own right - this is no boxy German sedan. The XF interior is miles ahead of previous Jags'; order the contrasting seat piping and one of the more exotic wood veneers to give it even more visual punch. And while the XF's Ford-derived V-8 may not sing like an Italian tenor, the Jaguar gives away nothing in the chassis department, moving with true grace and fluidity.

Quattroporte: $124,150

XF: $49,974

Savings: $74,176

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