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2012 BMW 3-Series 328i Sedan Ownership Costs
Smart car buyers realize that the price you pay for a new car is never the invoice
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price or MSRP when it’s all said and done. Review the total cost of ownership for a 2012 BMW 3-Series 328i Sedan purchase including depreciation, fees and taxes, financing, insurance, and more.
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2012 BMW 3-Series Costs of Ownership
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YEAR 1 |
YEAR 2 |
YEAR 3 |
YEAR 4 |
YEAR 5 |
5 YR TOTAL |
| Depreciation |
$5,167 |
$4,548 |
$4,306 |
$3,840 |
$3,435 |
$21,296 |
| Financing |
$1,199 |
$962 |
$699 |
$430 |
$155 |
$3,445 |
| Insurance |
$1,535 |
$1,535 |
$1,535 |
$1,535 |
$1,535 |
$7,675 |
| State Fees |
$156 |
$122 |
$116 |
$105 |
$99 |
$598 |
| Fuel |
$1,783 |
$1,886 |
$1,995 |
$2,111 |
$2,234 |
$10,009 |
| Maintenance |
N/A |
N/A |
N/A |
$1,037 |
$1,108 |
$2,145 |
| Repairs |
N/A |
N/A |
N/A |
$391 |
$864 |
$1,255 |
| Cost Per Year |
$9,840 |
$9,053 |
$8,651 |
$9,449 |
$9,430 |
$46,423 |
| Hybrid Tax Credit |
N/A |
| 5-Year Cost of Similar Vehicles |
$45,979 |
| Difference |
$444 |
| Value Rating |
Below Average |
2012 BMW 3-Series 2500 Work Truck Long Bed Regular Cab Pickup cost of ownership data is powered by  Ownership costs are the costs to purchase and operate a vehicle over a period of time. Understanding these costs may enable you to save money and help you make a wiser decision when choosing your next new car.
Regardless of the “value” claims that you may read in car reviews or hear in advertisements, the economic value of a car is based on how much it will cost to own and operate compared to its purchase price. In a sense, purchase price is “what you pay” and the ownership costs are “what you get.”
Ownership costs can differ greatly. The cost to own and operate two different vehicles with equal purchase prices can differ by thousands. Of course when evaluating ownership cost for used cars and trucks, a vehicle's condition and mileage will greatly impact ownership costs, therefore it's important to compare similar vehicles in similar condition for an accurate picture.
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