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2004 Toyota 4Runner Sport Sport Utility Ownership Costs

Smart car buyers realize that the price you pay for a used car is never the invoice price or MSRP when it’s all said and done. Review the total cost of ownership for a 2004 Toyota 4Runner Sport Sport Utility purchase including depreciation, fees and taxes, financing, insurance, and more.
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2004 Toyota 4Runner Research

2004 Toyota 4Runner

Resale Value:$15,851  |  Get Internet Pricing from a Local Dealer!
Transmissions: 5-Speed Automatic; 4-Speed Automatic
Drivetrains: Rear Wheel Drive; Four Wheel Drive

2004 4Runner Ownership Costs

YEAR 1YEAR 2YEAR 3YEAR 4YEAR 55 YR TOTAL
Depreciation$2,118$3,278$2,950$2,948$2,843$14,137
Financing$1,211$969$714$444$160$3,498
Insurance$1,672$1,672$1,672$1,672$1,672$8,360
State Fees$138$107$100$91$88$524
Fuel$1,201$1,231$1,262$1,294$1,326$6,314
Maintenance$83$132$245$942$238$1,640
RepairsN/AN/A$64$175$206$445
Cost Per Year$6,423$7,389$7,007$7,566$6,533$34,918
Hybrid Tax CreditN/A
5-Year Cost of Similar Vehicles$37,322
Difference$2,404
Value RatingExcellent
Ownership costs are the costs to purchase and operate a vehicle over a period of time. Understanding these costs can save you money and help you make a wiser financial decision when it comes to select a vehicle.

Regardless of the "value" claims that you may read in car reviews or hear in ads, a vehicle economic value is based on how much it will cost to own and operate compared to its purchase price. In a sense, purchase price is "what you pay" and the ownership costs are "what you get." the less you pay for what you get the better off you are.

Ownership costs can differ greatly. The cost to own and operate two different vehicles with equal purchase prices can differ by thousands. Of course when evaluating ownership cost for used cars and trucks, a vehicle's condition and mileage will greatly impact ownership costs, therefore it's important to compare similar vehicles in similar condition for an accurate picture.

Intellichoice releases its final analysis for the current model year, annually each January. For additional comparative information you may wish to review the other Near Luxury category winners for this year. The ownership costs for early release new model year vehicles is estimated, with ratings and Best Overall Value winners not available until complete data can be compiled.

Intellichoice also updates the Best Deals results each month in order to capture the many expiring rebates and ongoing programs, current pricing, and market conditions, giving the consumer the most up-to-date data analysis.