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2004 Saab 9-3 Ownership Costs

Smart car buyers realize that the price you pay for a used car is never the invoice price or MSRP when it’s all said and done. Review the total cost of ownership for a 2004 Saab 9-3 purchase including depreciation, fees and taxes, financing, insurance, and more.
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2004 Saab 9-3 Research

2004 Saab 9-3

Resale Value:$13,026  |  Get Internet Pricing from a Local Dealer!
Transmissions: 5-Speed Automatic; 6-Speed Manual
Drivetrains: Front Wheel Drive

2004 9-3 Ownership Costs

YEAR 1YEAR 2YEAR 3YEAR 4YEAR 55 YR TOTAL
Depreciation$3,345$3,727$3,362$3,268$3,259$16,961
Financing$1,130$904$666$414$149$3,263
Insurance$1,727$1,727$1,727$1,727$1,727$8,635
State Fees$131$100$92$82$81$486
Fuel$765$784$804$824$845$4,022
MaintenanceN/AN/AN/A$747$556$1,303
RepairsN/AN/AN/A$251$752$1,003
Cost Per Year$7,098$7,242$6,651$7,313$7,369$35,673
Hybrid Tax CreditN/A
5-Year Cost of Similar Vehicles$34,447
Difference-$1,226
Value RatingBelow Average
Ownership costs are the costs to purchase and operate a vehicle over a period of time. Understanding these costs can save you money and help you make a wiser financial decision when it comes to select a vehicle.

Regardless of the "value" claims that you may read in car reviews or hear in ads, a vehicle economic value is based on how much it will cost to own and operate compared to its purchase price. In a sense, purchase price is "what you pay" and the ownership costs are "what you get." the less you pay for what you get the better off you are.

Ownership costs can differ greatly. The cost to own and operate two different vehicles with equal purchase prices can differ by thousands. Of course when evaluating ownership cost for used cars and trucks, a vehicle's condition and mileage will greatly impact ownership costs, therefore it's important to compare similar vehicles in similar condition for an accurate picture.

Intellichoice releases its final analysis for the current model year, annually each January. For additional comparative information you may wish to review the other Near Luxury category winners for this year. The ownership costs for early release new model year vehicles is estimated, with ratings and Best Overall Value winners not available until complete data can be compiled.

Intellichoice also updates the Best Deals results each month in order to capture the many expiring rebates and ongoing programs, current pricing, and market conditions, giving the consumer the most up-to-date data analysis.

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